With CUA, you're a customer and an owner. A better relationship that ensures your needs always come first. Giving you the power to take ownership of your financial future.

Membership with CUA includes a one time investment of $5* (1 share at $5.00 each) that stays on deposit in a common share account, and may be redeemed upon the withdrawal of membership from CUA. The CUA common share requirement is not a “fee” to join CUA, but is an investment. This investment is retained as equity in CUA on behalf of you, our member. 

With your membership shares, not only do you have access to all products and services offered by CUA, but you have control.  You can elect and vote for the Board of Directors – the Board sets policies and establishes corporate objectives.  You can also attend our Annual General Meeting to voice your compliments or concerns about CUA.

Because membership represents ownership, you will likely have a stronger relationship with CUA than any other financial institution, and therefore we call you a member.

For more information on how to become a member, please contact our Customer Contact Centre at 492-6500, or fill out the membership application online.

The Credit Union Act:
The Credit Union Act establishes the requirement for credit unions to issue common shares and hold them as equity in the credit union. It states that the issue price cannot be less than $5.00, and formalizes the relationship credit unions have with their customer-owners through their share accounts. Credit Unions are required to establish in their Charter By-laws the number of shares each of their customer-owners will be required to hold. Because this is a By-law, it requires consultation with, and approval of, the membership.