Everyday Banking for New Canadians

To welcome you to Canada, we're happy to offer landed immigrants, international students, and temporary foreign workers free banking for one full year*. To open your account, please visit any CUA branch, call us at 492-6500 or email us at info@cua.com.

Choose the account package that best meets your needs:

my Chequing

You make few transactions, and prefer to pay-as-you-go.

my eChequing

You prefer to perform most of your banking online.

my Chequing Unlimited

Our most popular plan for those who perform many transactions.

Monthly fee FREE for 1 year, then $4 per month FREE for 1 year, then $10 per month FREE for 1 year, then $13.95 per month
Debits included 20 Unlimited electronic Unlimited
Account Protector Available Available Available
Additional Features Monthly fee waived with minimum balance of $2,000

Monthly fee waived with minimum balance of $3,000

FREE TeleService and MemberDirect

4 FREE Interac and PLUS ATM transactions

2 FREE Interac e-transfers

Monthly fee waived with minimum balance of $3,000

Includes application for Global Payment Mastercard

Account Protector

CUA’s Account Protector maximizes your purchasing power while providing overdraft protection to your chequing account. It ensures access to funds when needed – without waiting or arranging for a personal loan. The Account Protector is great for personal emergencies that may not be able to make it to payday (such as a vehicle repair, or other unpredictable circumstance).

Features:

  • Funds are accessible through a chequing account and are included in the member’s available balance.
  • Chequing accounts will be overdrawn (subject to limit approval) until funds are replenished.
  • Pay interest only on amount borrowed for the number of days used (minimum $5.00 interest charge).
  • Members must qualify through a credit application and credit check.
  • Life & disability insurance available
  • The maximum credit limit under the New Canadian Account Protector Program is $500.

Ask us today about adding Account Protector to your account!

*New to Canada within 24 months. Other restrictions may apply. Please contact us for full details.

 

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