Life, Critical Illness, Disability and Loss of Employment Insurance

Group Mortgage Protection insurance is designed especially for mortgage loans. The advantage of a Group Mortgage Protection program is that it enables you to insure your loan immediately, pending your answers to a few health questions. It is easier and often less costly for you.

Life Insurance at a Glance:

• Maximum coverage of $1,000,000
• Maximum period of coverage is 35 years
• Maximum issue age of 69
• Coverage ceases at age 75

Critical Illness Insurance at a Glance:

• Maximum coverage of $1,000,000
• Maximum period of coverage is 35 years
• Maximum issue age of 59 
• Coverage ceases at age 75

Disability Insurance at a Glance:

• Maximum monthly benefit of $3,000
• Maximum period of coverage is 24 months
• Maximum issue age of 69 • Coverage ceases at age 75
• Elimination period (before benefits become payable) is 60 day non-retroactive

Loss Of Employment Insurance at a Glance:

• Maximum monthly benefit of $3,000
• Maximum period of coverage is 9 months
• Maximum issue age of 69
• Coverage ceases at age 75
• Qualification period (before benefits become payable) is 60 day non-retroactive

*Some conditions apply. For details, please visit www.cumis.com.

For more information please contact CUMIS directly at 1-800-263-9120 and speak with a Licensed Insurance Representative.

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Creditor’s group insurance is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions, and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. To contact CUMIS, please visit www.cumis.com or call 1-800-263-9120.