Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA credit card rates, please see the credit card sections for individuals and for businesses.
mySavings
Rates
$1 - $4,999
0.25%
$5,000 - $9,999
0.25%
$10,000 - $24,999
0.30%
$25,000 - $59,999
0.45%
$60,000 - $99,999
0.45%
$100,000 plus
0.45%
Tax Free Savings Account
Rates
TFSA
1.10%
RRSP and RRIF Variable
Rates
Variable - $0 - $5,000
0.40%
Variable - $5,001 - $25,000
0.40%
Variable - $25,001 - $50,000
0.40%
Variable - $50,001 plus
0.40%
Guaranteed Investment Certificates
Rates
Short Term Deposit 30 - 59 Days
2.35%
Short Term Deposit 60 - 89 Days
2.55%
Short Term Deposit 90 - 179 Days
2.95%
Short Term Deposit 180 - 269 Days
3.20%
Short Term Deposit 270 - 364 Days
3.35%
1 Year Term
4.55%
2 Year Term
4.25%
3 Year Term
4.05%
4 Year Term
4.05%
5 Year Term
4.05%
18 Month Term Deposit (applies to new funds only*)
5.00%
30 Month Term Deposit (applies to new funds only*)
4.40%
Lending Rates
Explore our posted lending and mortgage rates below. Actual rates may fluctuate based on individual applications. Have questions? Contact a member of the CUA team at 902.492.6500.
Prime Rate
Rates
CUA Prime Rate
7.20%
Loans and Lines of Credit
Rates
New Car
6.99%
Used Car
7.99%
Unsecured Lines of Credit (prime plus 3.75%)
10.95%
myStudent Line of Credit (prime plus 1.00%)
8.20%
Home Equity Line of Credit - up to 65% loan to value (prime plus 0.50%)
7.70%
Home Equity Line of Credit - up to 80% loan to value (prime plus 1.00%)
8.20%
Energy Efficiency Financing
7.49%
Microloan
17.99%
Overdraft Protection
Rates
Authorized Overdraft Protection
21.00%
Mortgage Rates - Open
Rates
6 Month
10.00%
1 Year
10.00%
Mortgage Rates - Closed
Rates
6 Month
8.25%
1 Year
7.84%
2 Year
7.44%
3 Year
7.04%
4 Year
6.84%
5 Year
6.89%
Specialty Mortgage Products - 5 Year, Closed
Rates
No Down Payment Mortgage
6.99%
Purchase Plus Improvements Mortgage
6.89%
Cash Back Mortgage
7.59%
*New funds to CUA are defined as any funds deposited to a CUA account within 60 days of contribution.