Investing
Whether you’re just beginning to save, saving for your first home, saving for your child’s education, or planning for retirement, we have a range of competitive investment solutions to help you reach your financial goals.
And when you make deposits with CUA, we invest in local businesses and organizations that create positive impact. That investment comes back to all of us in the form of a stronger economy and a vibrant, more prosperous community.
Choose from the following Investment options:
| Guaranteed Investment Certificates (GICs) |
GICs provide secure, worry-free investing for short or long term funds, with terms ranging from 30 days to 5 years. |
| Registered Retirement Savings Plan (RRSP) |
RRSPs, with careful long-term planning, can help you accumulate enough savings to truly enjoy your retirement years. |
| Tax-Free Savings Accounts (TFSAs) | You can save or invest money without paying tax on the income it earns and withdraw it tax-free at any time. |
| Registered Retirement Income Fund (RRIF) |
A RRIF is a flexible retirement income option and is best suited to people who want to make their own decisions regarding their retirement income. |
| Mutual Funds | Mutual funds combine the benefits of diversification and professional management with affordability for the average investor. |
| First Home Savings Account | Made available by the Federal Government in 2023, a First Home Savings Account (FHSA) is a registered plan product meant to help first-time home buyers save up to $40,000 for the purchase of a home. |
| Term Deposits | Like investing with a safety net, with CUA's Index-Linked Term Deposits, you are not only guaranteed your principal investment, but you have unlimited potential returns. |
| Registered Education Savings Plan (RESP) |
Prepare today for your child’s future university or college education by starting an RESP. |
| Registered Disability Savings Plan (RDSP) | Do you or a loved one have a disability? A RDSP could be your pathway to a financially secure future. |
| Financial Planning and Wealth Management Services |
CUA can provide expert financial advice in our branch locations as well as through referrals to CU Financial Management, who provide full financial planning services and offer a broad range of investment and insurance products. |
