Guaranteed Investment Certificates

Guaranteed Investment Certificates (GICs) provide secure, worry-free investing for short or long term funds, with terms ranging from 30 days to five years. A cashable investment is also available.

CUA is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia.

Short-Term Non-Redeemable GIC

CUA’s short-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 30 days to 364 days. Term eligible only.

Investment Type: Non-registered Minimum Deposit: $5,000

Long-Term Non-Redeemable GIC

CUA’s long-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 1 year to 5 years. Term, RRSP and RRIF eligible.

Investment Type: Non-registered Minimum Deposit: $1,000
Investment Type: Registered Minimum Deposit: $500

How to apply

You can book an appointment online, at your branch, or by calling the Customer Contact Centre at 902-492-6500.

You can also contact a CUA mobile banking advisor to discuss your options, ask questions, and receive personalized advice. Our advisors will travel to meet you at your home, office, or any other convenient location.

 

Find Branch/ATM

Enter address, postal code or branch name