Guaranteed Investment Certificates

Save today with a Special Offer

Take advantage of CUA's special offers until March 31, 2020 to help enjoy tomorrow.

  • 30-month term: Special rate of 2.25% on new funds to CUA
  • 5-year term: Special rate of 2.5% for new funds and renewing deposits

Connect with a member of the CUA team to learn more about this special offer »

Guaranteed Investment Certificates

Guaranteed Investment Certificates (GICs) provide secure, worry-free investing for short or long term funds, with terms ranging from 30 days to five years. A cashable investment is also available.

CUA is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia.

Short-Term Non-Redeemable GIC

CUA’s short-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 30 days to 364 days. Term eligible only.

Investment Type: Non-registered Minimum Deposit: $5,000

Long-Term Non-Redeemable GIC

CUA’s long-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 1 year to 5 years. Term, RRSP and RRIF eligible.

Investment Type: Non-registered Minimum Deposit: $1,000
Investment Type: Registered Minimum Deposit: $500

How to apply

You can open an account online, at your branch, or by calling the Customer Contact Centre at 902.492.6500.

You can also contact a CUA mobile banking advisor to discuss your options, ask questions, and receive personalized advice. Our advisors will travel to meet you at your home, office, or any other convenient location.
 

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