Guaranteed Investment Certificates

Guaranteed Investment Certificates (GICs) provide secure, worry-free investing for short or long term funds, with terms ranging from 30 days to five years. A cashable investment is also available.

CUA is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia.

Redeemable GIC

CUA’s redeemable GIC gives you a secure investment with the flexibility to access your cash at any time. Until March 31, you can get up to 3% return on a one-year redeemable term.

Investment Type: Non-registered           Minimum Deposit: $500

Short-Term Non-Redeemable GIC

CUA’s short-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 30 days to 364 days. Term eligible only.

Investment Type: Non-registered           Minimum Deposit: $5,000

Long-Term Non-Redeemable GIC

CUA’s long-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 1 year to 5 years. Term, RRSP and RRIF eligible.

Investment Type: Non-registered           Minimum Deposit: $1,000
Investment Type: Registered                 Minimum Deposit: $500

Rates

CUA's current rate sheet »

How to apply

You can open an account online, at your branch, or by calling the Customer Contact Centre at 902.492.6500.