Guaranteed Investment Certificates
Guaranteed Investment Certificates
Guaranteed Investment Certificates (GICs) provide secure, worry-free investing for short or long term funds, with terms ranging from 30 days to five years. A cashable investment is also available.
CUA is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia.
Redeemable GIC
CUA’s redeemable GIC gives you a secure investment with the flexibility to access your cash at any time. Until June 30, you can get up to 3% return on a one-year redeemable term.
Investment Type: Non-registered Minimum Deposit: $500
Short-Term Non-Redeemable GIC
CUA’s short-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 30 days to 364 days. Term eligible only.
Investment Type: Non-registered Minimum Deposit: $5,000
Long-Term Non-Redeemable GIC
CUA’s long-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 1 year to 5 years. Term, RRSP and RRIF eligible.Investment Type: Non-registered Minimum Deposit: $1,000
Investment Type: Registered Minimum Deposit: $500
How to apply
You can open an account online, at your branch, or by calling the Customer Contact Centre at 902.492.6500.
You can also contact a CUA mobile banking advisor to discuss your options, ask questions, and receive personalized advice. Our advisors will travel to meet you at your home, office, or any other convenient location.
