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Chequing & Savings Accounts


At CUA, we know that one size does not fit all. So we offer you a variety of accounts to meet your day-to-day banking needs. With competitive fees and great features, finding your match is simple.

Open An Account

Getting started with CUA is easy. Open an account online in minutes, visit one of our branch locations, or call our Customer Contact Centre at 902-492-6500. We’re here to help.

Once you've set up your account, add your CUA debit card to your Mobile Wallet »

Here’s a snapshot of what we have to offer:

Account type

Monthly Fee

Debits Included
Per Month

Features

Open An Account

Chequing Accounts

 

 

 

myChequing
Less active accounts with few transactions per month

$4.00

20
  • Monthly fee may be waived with minimum balance of $2,000
  • 1 free e-Transfer
Open an Account Online

myChequing Plus
Active accounts with daily transactions

$9.95   (25% discount for seniors)

40
  • Monthly fee may be waived with minimum balance of $2,500
  • Free cheques in Senior Package
  • Unlimited e-Transfers
Open an Account Online

myChequing Unlimited
Very active accounts with unlimited transactions

$14.95   (25% discount for seniors)

Unlimited.
  • Monthly fee may be waived with minimum balance of $3,000
  • Free cheques in Senior package
  • Unlimited e-Transfers
Open an Account Online

myChequing Unlimited Plus
Very active accounts with value-added benefits

$27.00 (25% discount for seniors)

Unlimited
  • Monthly fee may be waived with minimum balance of $5,000
  • Free Drafts
  • Free Personalized Cheques (any style)
  • Free Stop Payments
  • Free Certified Cheques
  • Unlimited e-Transfers
  • 5 free Interac and PLUS ATM transactions
  • 50% discount on annual fee for Safety Deposit Boxes
Open an Account Online

Special Added Value Chequing Accounts

myeChequing
You prefer to do all your banking online

$11.95 (25% discount for seniors)

Unlimited electronic
  • Monthly fee may be waived with minimum balance of $3,000
  • Free Tele Service and Member Direct
  • 4 free Interac and PLUS ATM transactions
  • Unlimited e-Transfers
Open an Account Online

myChequing Senior
You’re 59 years or older

Free

20
  • Unlimited free Tele Service and Member Direct
  • Unlimited free basic cheque orders
  • Unlimited free bill payments
  • 1 free draft per month
  • Unlimited e-Transfers
Open an Account Online

myChequing Student
You're a student in college or university

Free

30
  • Unlimited e-Transfers
 19 or older?

Open an Account Online

myChequing US$
You want an account to manage your US fund

Per item fees
  • Available for both personal and business accounts
 Connect with a member of the CUA team at 902.492.6500 or info@cua.com.

myChequing Youth
You're under 19 years old

Free

 30
  • Free Tele Service and Member Direct
  • Interest accrued on daily closing balance and paid monthly
  • Unlimited e-Transfers
 Connect with a member of the CUA team at 902.492.6500 or info@cua.com.

Savings Accounts

mySavings
You want to save your money.

Free

$1.50 per withdrawal
  • 2 free withdrawals per month
Open an Account Online

myTFSA

Free


  • Free withdrawals
 Connect with a member of the CUA team at 902.492.6500 or info@cua.com.
CUA is a provincially regulated credit union—to be eligible to become a member of CUA you must be a resident of Nova Scotia.

Considering making the switch to CUA? It's never been easier »