How Can We Help You Bank Better?
How Can We Help You Bank Better?
What's New at CUA?
It pays to refer someone new.
Each time you successfully refer someone new to CUA, we'll deposit $75 into your account. The new member will have their monthly account package fee waived for six months.
2025 Annual Report
Thank you all for attending. Explore our Annual Report for a snapshot of what we accomplished in 2025.
It pays to refer someone new.
Each time you successfully refer someone new to CUA, we'll deposit $75 into your account. The new member will have their monthly account package fee waived for six months.
2025 Annual Report
Thank you all for attending. Explore our Annual Report for a snapshot of what we accomplished in 2025.
Featured Products
Everyday life is all about the essentials.
Get premium value built around your everyday essentials - earn rewards on groceries, dining, streamlining and more.† Apply for a Cash Back World Elite® Mastercard and activate it between April 1 and June 30, 2026, for a $120 first‑year fee rebate and bonus Flex Rewards points.†
The right mortgage opens doors.
Whatever your plans, CUA’s got a mortgage to match. Until June 26th, get discounted rates* on our specialty mortgages with a Mortgage Value Package.
5.19% No Down Payment Mortgage
4.19% Construction Mortgage
4.19% Mobile Home Mortgage
4.19% Purchase Plus Improvements Mortgage
6.19% Cash Back Mortgage
*Terms and Conditions apply.
Buying your first home just got easier
CUA is excited to be participating in the Nova Scotia First-Time Homebuyers Program, a unique mortgage product that the Province of Nova Scotia has introduced. Those who qualify will only need a minimum of 2% down payment, making it a perfect fit for those who are struggling to save a full 5% down payment or who are priced out of the market.
0% Balance Transfer
Looking for a better way to manage your credit card debt? By transferring your balance to a CUA credit card, you can pay down your balance faster and more efficiently. Benefit from a 0% interest rate for 12 months, with a one-time fee of 3%. This is a smart way to reduce your financial burden and make real progress toward becoming debt-free.
Everyday life is all about the essentials.
Get premium value built around your everyday essentials - earn rewards on groceries, dining, streamlining and more.† Apply for a Cash Back World Elite® Mastercard and activate it between April 1 and June 30, 2026, for a $120 first‑year fee rebate and bonus Flex Rewards points.†
The right mortgage opens doors.
Whatever your plans, CUA’s got a mortgage to match. Until June 26th, get discounted rates* on our specialty mortgages with a Mortgage Value Package.
5.19% No Down Payment Mortgage
4.19% Construction Mortgage
4.19% Mobile Home Mortgage
4.19% Purchase Plus Improvements Mortgage
6.19% Cash Back Mortgage
*Terms and Conditions apply.
Buying your first home just got easier
CUA is excited to be participating in the Nova Scotia First-Time Homebuyers Program, a unique mortgage product that the Province of Nova Scotia has introduced. Those who qualify will only need a minimum of 2% down payment, making it a perfect fit for those who are struggling to save a full 5% down payment or who are priced out of the market.
0% Balance Transfer
Looking for a better way to manage your credit card debt? By transferring your balance to a CUA credit card, you can pay down your balance faster and more efficiently. Benefit from a 0% interest rate for 12 months, with a one-time fee of 3%. This is a smart way to reduce your financial burden and make real progress toward becoming debt-free.
Rates
No Down Payment Mortgage
Interest Rate
6.09
*
%
Purchase Plus Improvements
Interest Rate
6.09
*
%
Energy Efficiency Financing
Interest Rate
7.49
*
%
*Rates subject to change
We're Here to Help
CUA Debit Card:
1.888.277.1043
Collabria Visa or Mastercard:
Canada and U.S. - 1.855.341.4643
International Collect - 1.647.252.9564
Report suspicious emails/calls to alerts@cua.com.
Learn more about protecting yourself from fraud here.











