Credit Cards

CUA exclusively offers a wide range of Mastercard® credit cards. With 11 different cards available, we truly have something for everyone.

We’re also proud to offer our own rewards program, CHOICE REWARDS. CUA members can redeem points for merchandise, gift certificates, charitable donations and free travel. Redeeming your CHOICE REWARDS points is easy and hassle-free, with fewer restrictions than some of our competitors.

How to apply

Apply online today using the links below, or visit one of our seven branch locations.

Some of our credit card options at a glance:

Credit Card Type

Annual Fee

Interest Rate

Credit Limit

Core Features

Global Payment: Like using a debit card or writing a cheque, but with the flexibility of a credit card.

Global Payment Mastercard
Offers you the convenience, flexibility and worldwide global acceptance of a traditional Mastercard credit card including shopping online and accessing cash at an ATM. But, unlike the traditional Mastercard credit card, the funds are automatically moved from your credit union account to pay off the balance after the transaction is completed.

 

  • Master Purchase
  • Master Trip
  • Master Rental

 

Gold Global Payment Mastercard

 

$75 *

N/A **

N/A **

 

  • Master Purchase
  • Master Trip
  • Master Rental
  • Travel medical insurance

 

No Fee: The convenience of a credit card without the yearly fee.

No Fee CHOICE REWARDS Mastercard

Apply now

None

19.99%

$500 to $30,000

 

  • Choice Reward Program
  • Master Trip
  • Optional Balance Protection Insurance
  • Earn 1 point for every $2 spent on eligible purchases

 

Low Rate: Designed to provide you with a lower rate

Low Rate Mastercard

Apply now

$30

11.99%

$500 to $30,000

 

  • Master Trip 
  • Optional Balance Protection Insurance 
  • Credit Card Security

 

Low Fee: The perfect combination of features and a low yearly fee.

Low Fee Mastercard

Apply now

$12

19.49%

500 to $30,000

 

  • Master Purchase 
  • Master Trip 
  • Optional Balance Protection Insurance 
  • Credit Card Security

 

Low Fee Mastercard with CHOICE REWARDS

Apply now

$24

19.49%

500 to $30,000

 

  • Choice Reward Program 
  • Master Purchase 
  • Master Trip 
  • Optional Balance Protection Insurance 
  • Credit Card Security
  • Earn 1 point for every $1 spent on eligible purchases

 

Low Fee Gold Mastercard

Apply now

$35 *

19.49%

500 to $30,000

 

  • Master Purchase 
  • Master Trip 
  • Master Rental 
  • Optional Balance Protection Insurance 
  • Credit Card Security

 

Low Fee Gold Mastercard with CHOICE REWARDS

Apply now

$59

19.49%

500 to $30,000

 

  • Choice Reward Program
  • Master Purchase
  • Master Trip 
  • Master Rental 
  • Optional Balance Protection Insurance 
  • Credit Card Security
  • Earn 1 point for every $1 spent on eligible purchases

 

Gold: Designed to provide you with exceptional coverage and convenience.

Gold Mastercard

Apply now

$96 *

19.49%

500 to $30,000

 

  • Master Purchase
  • Master Trip
  • Master Rental
  • Travel Medical Insurance
  • Optional Balance Protection Insurance

 

Gold Mastercard with CHOICE REWARDS

Apply now

$120

19.49%

500 to $30,000

 

  • Choice Reward Program 
  • Master Purchase 
  • Master Trip
  • Master Rental 
  • Travel Medical Insurance
  • Optional Balance Protection Insurance 
  • Earn 1 point for every $1 spent on eligible purchases

 

World Elite: This prestigious card will appeal to your need for convenience, security and sense of adventure.

World Elite CHOICE REWARDS Mastercard

Apply now

$150 *

19.49%

$500 to $30,000

 

  • Earn rewards faster, with 2 points per every $1 spent on eligible purchases
  • Travel Medical Insurance
  • Master Trip 
  • Master Purchase 
  • Master Rental 
  • Concierge Services
  • Price Protection

 

Student: Start building a credit rating – it’s never too early!

Student Mastercard

Apply now

None

19.49%

$500 to $2,000

 

  • Master Purchase 
  • Master Trip 

 

Student Mastercard with CHOICE REWARDS

Apply now

$24

19.49%

$500 to $2,000

 

  • Choice Reward Program 
  • Master Purchase
  • Master Trip 
  • Earn 1 point for every $1 spent on eligible purchases

 

*Note: The credit card application process is for new credit cards only. If you currently have a CU CREDIT Mastercard and are interested in upgrading or changing your current card type, please contact Mastercard directly at 1-800-561-7849. You do not have to complete this credit card application for changes in card type. All trade-marks are the property of their respective owners.

 

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