Home Equity Line of Credit

Use the equity in your home to give you the financial freedom you require to make those necessary home renovations, buy a vacation home, do some well-deserved travelling, pay off high-interest debts, or for whatever goals you may have in mind.

Features and Benefits:

  • Peace of mind - life and disability insurance available 
  • Value of loan up to 80% of property’s value 
  • Fixed or variable rates available (as low as prime + .50% OAC) 
  • All relative costs, i.e. legal, appraisal, etc. can be added to loan amount 
  • Flexible repayment options 
  • Spread over a longer amortization period 
  • Revolving – no need to reapply 
  • Credit life, critical illness and disability insurance available

HELOC rates

View our current rates.

How to apply

You can apply online, at your branch or by calling the Customer Contact Centre at 902-492-6500.

You can also contact a CUA mobile banking advisor to discuss mortgage options, ask questions, and receive personalized mortgage advice. Our advisors will travel to meet you at your home, office, or any other convenient location.


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