Rates

Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA credit card rates, please see the credit card sections for individuals and for businesses.

mySavings Rates
$1 - $4,999 0.05%
$5,000 - $9,999 0.05%
$10,000 - $24,999 0.05%
$25,000 - $59,999 0.05%
$60,000 - $99,999 0.05%
$100,000 plus 0.05%
Tax Free Savings Account Rates
TFSA 0.20%
RRSP and RRIF Variable Rates
Variable - $0 - $5,000 0.05%
Variable - $5,001 - $25,000 0.05%
Variable - $25,001 - $50,000 0.05%
Variable - $50,001 plus 0.05%
Guaranteed Investment Certificates Rates
Short Term Deposit 30 - 59 Days 0.10%
Short Term Deposit 60 - 89 Days 0.15%
Short Term Deposit 90 - 179 Days 0.20%
Short Term Deposit 180 - 269 Days 0.25%
Short Term Deposit 270 - 364 Days 0.35%
1 Year Term 0.60%
2 Year Term 0.70%
3 Year Term 0.75%
4 Year Term 0.90%
5 Year Term 1.00%
18 Month Term Deposit (applies to new funds only*) 0.85%
30 Month Term Deposit (applies to new funds only*) 1.05%

Lending Rates

Explore our posted lending and mortgage rates below. Actual rates may fluctuate based on individual applications. Have questions? Contact a member of the CUA team at 902.492.6500.

Prime Rate Rates
Credit Union Atlantic Prime Rate 3.10%
Loans and Lines of Credit Rates
New Car 5.25%
Used Car 6.50%
Lines of Credit 7.10%
my Student Line of Credit 4.10%
Home Equity Line of Credit - up to 65% loan to value 3.60%
Home Equity Line of Credit - up to 80% loan to value 4.10%
Energy Efficiency Financing 4.49%
Overdraft Protection Rates
Authorized Overdraft Protection 21.00%
Mortgage Rates - Open Rates
6 Month 6.95%
1 Year 6.95%
Mortgage Rates - Closed Rates
6 Month 4.45%
1 Year 3.19%
2 Year 3.29%
3 Year 3.64%
4 Year 4.09%
5 Year 4.79%
Specialty Mortgage Products - 5 Year, Closed Rates
No Down Payment Mortgage 3.99%
Purchase Plus Improvements Mortgage 2.79%
Cash Back Mortgage 4.49%

 

*New funds to CUA are defined as any funds deposited to a CUA account within 60 days of contribution.

 

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