Rates

Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA MasterCard rates, please see the MasterCard section of this site.

mySavings Rates
$1 - $4,999 0.05%
$5,000 - $9,999 0.10%
$10,000 - $24,999 0.15%
$25,000 - $59,999 0.20%
$60,000 - $99,999 0.25%
$100,000 plus 0.30%
RRSP and RRIF Variable Rates
Variable - $0 - $5000 0.05%
Variable - $5001 - $25000 0.15%
Variable - $25001 - $50000 0.20%
Variable - $50000 plus 0.25%
Guaranteed Investment Certificates Rates
Short Term Deposit 30 - 59 Days 0.35%
Short Term Deposit 60 - 89 Days 0.50%
Short Term Deposit 90 - 179 Days 0.60%
Short Term Deposit 180 - 269 Days 0.65%
Short Term Deposit 270 - 364 Days 0.75%
1 Year Term 0.95%
2 Year Term 1.00%
3 Year Term 1.10%
4 Year Term 1.15%
5 Year Term 1.45%
18 Month Term Deposit (applies to new funds only*) 1.35%
30 Month Term Deposit (applies to new funds only*) 1.75%
Prime Rate Rates
Credit Union Atlantic Prime Rate 2.85%
Loans and Lines of Credit Rates
New Car - starting at 5.25%
Used Car - starting at 6.50%
Lines of Credit - rates starting at 7.10%
my Student Line of Credit - starting at 3.85%
Home Equity Line of Credit - up to 65% loan to value, starting at 3.35%
Home Equity Line of Credit - up to 80% loan to value, starting at 3.85%
my Green Car Loan 6.50%
Overdraft Protection Rates
Authorized Overdraft Protection 21.00%
Mortgage Rates - Open Rates
6 month - Open 6.30%
1 Year - Open 6.30%
Mortgage Rates - Closed Rates
6 month - Closed, starting at 4.45%
1 Year - Closed, starting at 3.14%
2 Year - Closed, starting at 3.35%
3 Year - Closed, starting at 3.49%
4 Year - Closed, starting at 3.99%
5 Year - Closed, starting at 4.79%

 

*New funds to CUA are defined as any funds deposited to a CUA account within 60 days of contribution.

 

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