How Can We Help You Bank Better?
How Can We Help You Bank Better?
What's New at CUA?

2025 Annual Member Survey
Our Annual Member Survey is available for your feedback from September 10 - September 24, 2025. Your voice matters - share your feedback and be entered for a chance to win $1,000.

NEW Skilled Trades Banking Program
Don’t stress about how to cover the cost of tuition, books or tools. With options for those just beginning their studies and those who are wrapping up or have recently graduated, CUA’s NEW Skilled Trades Banking Program can provide the financial support you need.

2025 Annual Member Survey
Our Annual Member Survey is available for your feedback from September 10 - September 24, 2025. Your voice matters - share your feedback and be entered for a chance to win $1,000.

NEW Skilled Trades Banking Program
Don’t stress about how to cover the cost of tuition, books or tools. With options for those just beginning their studies and those who are wrapping up or have recently graduated, CUA’s NEW Skilled Trades Banking Program can provide the financial support you need.
Featured Products

Are you a member of Canada's Armed Forces?
CUA offers a unique Family Banking Program for military members, including waived account fees, preferred interest rates on a line of credit and a mortgage prepayment penalty waiver if you're transferred outside of Nova Scotia.

NEW Secondary Suite Mortgage
Unlock your property's full potential. Whether you're looking to support family members with multigenerational living, boost your property value or supplement your income with a rental property, our Secondary Suite Mortgage can get you there.

No Down Payment Mortgage
Get up to 5% of your home's mortgage amount to cover the cost of your down payment.

Construction Mortgage
CUA's Construction Mortgage is available to both individuals and builders working on behalf of clients, and provides competitive rates, flexibility and a clear path to building your home from start to finish.

Are you a member of Canada's Armed Forces?
CUA offers a unique Family Banking Program for military members, including waived account fees, preferred interest rates on a line of credit and a mortgage prepayment penalty waiver if you're transferred outside of Nova Scotia.

NEW Secondary Suite Mortgage
Unlock your property's full potential. Whether you're looking to support family members with multigenerational living, boost your property value or supplement your income with a rental property, our Secondary Suite Mortgage can get you there.

No Down Payment Mortgage
Get up to 5% of your home's mortgage amount to cover the cost of your down payment.

Construction Mortgage
CUA's Construction Mortgage is available to both individuals and builders working on behalf of clients, and provides competitive rates, flexibility and a clear path to building your home from start to finish.
Rates
No Down Payment Mortgage
Interest Rate
6.59
*
%
Purchase Plus Improvements
Interest Rate
6.49
*
%
Energy Efficiency Financing
Interest Rate
7.49
*
%
*Rates subject to change
We're Here to Help
CUA Debit Card:
1.888.277.1043
Collabria Visa or Mastercard:
Canada and U.S. - 1.855.341.4643
International Collect - 1.647.252.9564
Report suspicious emails/calls to alerts@cua.com.
Learn more about protecting yourself from fraud here.
The 2025 Annual Member Survey is now available.
Your feedback is important to us!
Your satisfaction is one of the most important measures of success to all of us at CUA. As a part of our continuous efforts, we are asking you to share your opinions and experiences with us in the Annual Member Survey. It takes less than 10 minutes to complete, and submissions are completely anonymous.
Members who complete the Survey will be entered into a draw to win a $1,000 cash prize.