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INFORMATION/RULES
“CUA's Super Summer Savings” Contest
Rules and Regulations

  1. Eligibility and Entry: CUA's Super Summer Savings Contest (the “Contest”) is being conducted by CUA (Credit Union Atlantic Ltd.). The Contest runs from Monday, June 29 until Sunday, September 13, 2026 (the “Contest Period”) and is open to any resident of Nova Scotia who, during the Contest Period, is an active CUA member and completes a minimum of one (1) qualifying entry action (the “Entrant”). The qualifying actions are as follows: 

    1. Complete a digital ballot available on CUA's website. A completed digital ballot includes the Entrant's first and last name, email address, phone number, and a photo, screenshot or scanned bingo card on which the Entrant has indicated completion of a horizontal, vertical or diagonal line of actions. The digital ballot must be submitted via the form on CUA's website. 

    2. Complete a hard copy ballot available in any of CUA's branch locations. A completed hard copy ballot includes the Entrant's first and last name, email address or phone number, and printed bingo card on which the Entrant has indicated completion of a horizontal, vertical or diagonal line of actions. The hard copy ballot must be submitted to a CUA representative at any of CUA's branch locations. 

    3. Complete the digital quiz "CUA's Financial Health Index" accessed via CUA's website. Entrants are not required to book an appointment with a Financial Advisor to be eligible. 

    4. Complete the digital quiz "CUA's Goal Planning System" accessed via CUA's website. Entrants are not required to book an appointment with a Financial Advisor to be eligible. 

    5. Successfully refer a friend or family member to CUA through the Member Referral Program, as per the process outlined at https://www.cua.com/en/personal/banking/additional-services. 

    6. Deposit a minimum of $30 CAD into a Tax Free Savings Account (TFSA) held at CUA.   

    7. Contribute a minimum of $50 CAD into a Registered Retirement Savings Plan (RRSP). Funds can be held in any eligible investment vehicle within the RRSP, including, but not limited to: cash, Guaranteed Investment Certificate, bond, mutual fund, Exchange-Traded Fund, individual stocks. 

    8. Schedule a minimum of $10 CAD to be transferred via Automatic Fund Transfer (AFT) from a chequing account to a savings account held at CUA. 

    9. Successfully enroll your business in CUA's Community Partners Program, including a unique discount or special offer available to CUA members. Enrollment can be completed using the form located at https://cua.com/communitypartners.

  2. No Purchase Necessary: No purchase of any CUA product or service by Current Members is necessary to enter this Contest.

  3. Entry Restrictions: Employees and board members of CUA are not eligible for Contest entry. To be eligible to enter the Contest, Entrants must be legal residents of Nova Scotia and must have reached the age of majority in Nova Scotia. Residents of other provinces or states are not eligible to enter the Contest. Entrants are permitted multiple entries provided that they have undertaken a corresponding qualifying entry action for each additional entry. 

  4. Entry Deadline: To be accepted, members must complete a qualifying action no later than 11:59 p.m. on Sunday, September 13, 2026. Late entries will not be accepted.

  1. Prizes: A total of eight (8) cash prizes will be awarded to Contest winners:

    1. Four (4) $500 cash prizes.

    2. Two (2) $300 cash prizes.

    3. Two (2) $250 cash prizes.

  2. Selection and Determination of Prize Winners and Prize Distribution: Prize-winning Entrants will be selected through random draws of all eligible entries received by the end of the Contest Period. The draws will be held by Monday, September 14 at 5:00 p.m. AST. All draws will take place at CUA’s Corporate Office, located at 7105 Chebucto Rd, Suite 350, Halifax, Nova Scotia. Entrants are not eligible to win more than once. Should an entrant have their name drawn twice, the higher value prize drawn will be the one awarded. Selected Entrants will be notified by telephone using the number they provided upon completing a digital ballot or that is associated with their CUA membership. If the winner cannot immediately be reached, a voicemail will be left requesting them to contact a CUA representative to claim their prize. If a response from the voicemail is not received within twenty-four (24) hours, CUA will conduct one additional phone call and email the Entrant with the email address they provided upon completing a digital ballot or that is associated with their CUA membership. If there is no response to the second phone call and initial email within twenty-four (24) hours, the entry will be considered void and disqualified. The Entrant will then have no recourse against CUA. A new Entrant will be selected for the prize, and the above notification process will be repeated until all selected Entrants are contacted. The odds of selection will depend on the total number of eligible entries received. Before being declared a prize winner, each selected Entrant must a) be confirmed as a Current Member of CUA residing in Nova Scotia; b) sign a photo consent form confirming their name, photo and likeness may be used in CUA marketing and promotions; and c) may be required to correctly answer a time-limited, skill-testing mathematical question, without mechanical or other assistance. Selected Entrants must accept their prize as awarded; no prize is redeemable for exchanges or substitutions. The selected Entrants may be required to attend CUA’s Corporate Office or their local CUA branch to receive their prize.

  1. Terms of Entry: By entering the Contest, Entrants:

    1. Agree to abide by all Contest rules and regulations, and acknowledge that CUA reserves the right to cancel, terminate, modify, or suspend the Contest for any reason, without any prior notice to any Entrant;

    2. Agree to release and hold harmless CUA, including, but not limited to, its respective officers, directors, employees, agents, representatives, contractors, sub-contractors, wealth management partners, and shareholders from all liability resulting from Contest entry, award, use, possession, or misuse of any prize, including any and all liability for injuries and loss or damage of any kind;

    3. Acknowledge that no warranty or guarantee is given by CUA surrounding the use of the prize;

    4. Acknowledge that the Contest is in no way sponsored, endorsed or administered by, or associated with other financial institutions.

  1. Prize Winners: By entering this Contest, Entrants agree that if they are selected as a prize winner, their name, photo, and likeness may be posted at CUA’s corporate office or branch locations, on its website, and/or the social media channels of CUA and can be used for advertising purposes without additional compensation.

  1. Applicable Law: The Contest and the prizes awarded are subject to all applicable federal, provincial, and municipal laws.

  1. Privacy: CUA abides by its online privacy policy with all digital communications and promotions. Submission of a completed digital ballot shall be treated as an Entrant’s express consent to the collection, use, and disclosure of their personal information, as noted above, if they are selected as a prize winner. Providing contact information upon completing the digital ballot will opt-in the participant to future updates and promotional messages from CUA. Participants may opt-out of these messages at any time. All personal information collected in relation to the Contest will not be used for any other purpose, except where the Entrant expressly consents to their personal information being used for another purpose as described.



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