The Season for Clarity, Support and Growth

Spring has finally arrived and I’m sure everyone is appreciating the extra sunshine after all of the snow this past winter. I am pleased to share a few pieces of news and events that are happening at CUA this season.

A consumer debt report released earlier this year found that 46% of Canadians feel uncomfortable with their current volume of debt. We know that debt can be difficult to navigate, and I thought it would be helpful to share some debt repayment strategies and advice that can support better financial health.

One of the most common challenges when managing debt is trying to repay it without a clear strategy. Small, consistent actions can build meaningful momentum over time. Approaches such as prioritizing higher-interest debt or consolidating balances into one payment can make a difference. Our CUAdvice articles that are available on our website can be great resources that offer tips on topics like budgeting, saving and consolidating debt. If you’re worrying about your current debt levels, Budgeting for Real Life, The Better Way to Pay off Credit Card Debt and Strategies for Staying on Top of Debt will have a lot of useful information for you. Feeling uneasy about debt is understandable and one of the best first steps you can take is speaking with a trusted expert – someone who can help you make sense of the numbers and explore solutions that best suit you.

The arrival of Spring also signals the start of a busy real estate season. Buying a home is a significant financial milestone and one of the biggest investments you’ll make. We want to help open the door to homeownership and until June 26 we are offering promotional rates on several specialized mortgage products, including our Cash Back Mortgage, No Down Payment Mortgage, Purchase Plus Improvements Mortgage, Construction Mortgage and Mobile Home Mortgage.  If you’re planning on buying your first home or will be renewing your mortgage soon, I encourage you to visit our website, for more information on these special rates.

Finally, we will be holding our AGM at the end of the month, which provides the opportunity to reflect on our achievements in 2025 and look ahead to our goals for 2026. This annual event invites us to pause and appreciate the solid foundation we’ve built together and to focus on how we can grow even stronger as a team and community. At CUA, our greatest priority remains our members and the quality of service we provide. As part of that priority, we have established a strong path forward; ensuring our members have access to the products, services, and support they need to succeed. Our AGM will be held on April 28 at 7:00 pm hosted at the John W. Lindsay YMCA in Halifax. All members are welcome to attend.

As always, if you have any questions about debt repayment, mortgages or any one of CUA’s other products or services, please reach out to us at 902.492.6500, book an appointment or email info@cua.com.

Your CEO,